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Alphagen Tech Solutions

Fintech & Card Technology Products, Ready to Deploy

We resell, implement and support ten proven technology solutions for card issuers, NBFCs, corporates and fintechs — so you get speed-to-market without building in-house.

TECHNOLOGY & NETWORK PARTNERS REFERENCED
MastercardZaggleVisaRuPay / NPCIDreamFolks-type NetworksPCI-DSS Certified Processors
All Solutions

10 Solution Lines Under Alphagen Tech

Click any solution to jump straight to the details.

01 / 10

Identity Theft Protection

A Mastercard-powered safeguard that monitors cardholders' personal and financial identity across the web and alerts them the moment suspicious activity is detected — reducing fraud losses and boosting trust in your card program.

  • Dark web & credit bureau monitoring
  • Real-time breach & misuse alerts
  • Dedicated identity restoration support
  • Bundled or add-on pricing for issuers
Powered by Mastercard Identity Theft Protection
02 / 10

Card Management System (CMS)

A single platform to issue and manage corporate credit, prepaid and forex cards — with policy-based spend controls, real-time tracking and automated reconciliation for finance teams.

  • Commercial credit & prepaid card issuance
  • Real-time spend limits & policy enforcement
  • GST-ready reporting & auto-reconciliation
  • ERP integration for month-end closures
Powered by Zaggle
03 / 10

Prepaid & Card Program Management

End-to-end program management for white-label prepaid, gift and payroll card programs — covering BIN sponsorship coordination, card personalization, KYC tiering and load-limit configuration.

  • Closed-loop, semi-closed & open-loop programs
  • BIN sponsorship & scheme coordination
  • Tiered KYC & configurable load limits
  • Branded card design & fulfilment
04 / 10

Digital KYC & Onboarding

Video KYC, e-KYC, document OCR and AML/PEP watchlist screening that bring onboarding time down from days to minutes — fully aligned to RBI's Master Direction on KYC and CKYC integration.

  • RBI-compliant Video KYC (V-CIP)
  • PAN, Aadhaar, GST & bank account verification
  • AML, PEP & sanctions screening
  • Liveness detection & document forgery checks
05 / 10

Fraud & Dispute Management

AI-assisted transaction monitoring paired with structured chargeback and dispute workflows — helping issuers reduce fraud losses while resolving cardholder disputes faster and more transparently.

  • Real-time transaction risk scoring
  • Chargeback lifecycle & representment support
  • Rule-based & ML-based fraud alerts
  • Dispute analytics & SLA tracking dashboards
06 / 10

Loyalty, Rewards & Merchant Offers

A white-label rewards marketplace with merchant-funded offers, cashback and points redemption across e-commerce, travel and subscriptions — designed to increase card spend and app engagement.

  • Merchant-funded rewards marketplace
  • Points, cashback & tiered loyalty engines
  • Travel, OTT & SaaS subscription bundles
  • In-app redemption across UPI, credit & prepaid
07 / 10

Airport Lounge Access & Travel Benefits

Integration with established lounge access networks and travel privilege aggregators — giving your card program pay-per-use airport lounge access, meet & greet and travel concierge benefits without owning any lounges.

  • Domestic & international lounge network access
  • Pay-per-use billing — no cost if unused
  • Travel concierge & priority services
  • Usage & cost analytics for issuers
08 / 10

Card Protection & Insurance Add-ons

Bundled or opt-in insurance covers — purchase protection, travel insurance, extended warranty and credit shield — layered onto card products to strengthen the overall value proposition for cardholders.

  • Purchase protection & extended warranty
  • Travel & trip-delay insurance
  • Credit shield / EMI protection cover
  • Insurer tie-ups & claims coordination
09 / 10

Payment Gateway & POS/QR Acceptance

Merchant acquiring, UPI/QR acceptance and POS terminal deployment — enabling businesses to accept payments across online, in-store and on-the-go channels through a unified settlement layer.

  • UPI QR & card acceptance for merchants
  • POS & soundbox terminal deployment
  • Unified settlement & reconciliation reports
  • E-commerce payment gateway integration
10 / 10

Spend Analytics & Portfolio Insights

Dashboards that turn raw card and transaction data into actionable insights — helping issuers track portfolio health, spend patterns, MCC-level trends and campaign performance in real time.

  • Real-time spend & portfolio dashboards
  • MCC & category-level spend intelligence
  • Campaign & interchange performance tracking
  • Exportable, board-ready reporting
Engagement Process

From Assessment to Go-Live

1

Needs Assessment

Understand your portfolio, customer base & objectives.

2

Solution Mapping

Shortlist the right products & partners for your use case.

3

Commercial & Legal

Structure pricing, empanelment & agreements.

4

Integration

API/technical integration & UAT with your team.

5

Go-Live & Support

Launch with ongoing monitoring & account management.

Want to see these solutions in action?

Book a walkthrough tailored to your card portfolio or platform needs.